I was thinking, it would be good if the "bank" actually stored credits. Even better if you could get interest on the money in there, better still if you could *invest in stocks* (maybe only if your Omni?).
There should also be some way of exchanging credits and items between 2 of your characters.. like for example being able to put a public access PIN code on your bank terminal account (you'd also get an account number to enter - or your character name). That way you could log on as your other character, click "log on" on the bank terminal, put in the account number / PIN, and access the items. Although it could be used for letting other people at your stuff if you wanted, I think it's better for just between characters.
But perhaps this is breaking the roleplaying a bit? Acquiring stuff like that?
-me