Hey the whole thing about the chat terminals, banking, and emails from your apartment. I think that would be a great idea it would definalty cut down in the traffic in the major city center such as tir.
Think about it, you can go to your apt. You health would build faster while in the apt. You can walk to a terminal email some custom missions (when and if they get them up and running..) If you are not on the email can go to your realworld email. Instead of having the shopbot with auction you can have like a shopping channel and do it all viusally, and see the gear you are trying to get. I think it would really add tot he atmosphere of the game. Sure it is a "*Gank*" from Neocron, but hey at least I am not asking for nekked strippers (see neocron)